C.A.L.M. Plan

C.A.L.M. Sales Platform

            The C.A.L.M. Plan is really a sales platform where you can say to a client:  Would you like to know for certain how to protect your assets from creditors; reduce your income, estate, and capital gains taxes; protect your assets from downturns in the stock market etc..; and have your personal plan put together by a four-time author/attorney who is a national expert on these subject matters (Roccy DeFrancesco, JD, CWPP, CAPP, CMP)? 

            There is no other similar sales platform in the industry and none that matches the credibility and power of the C.A.L.M. Plan.  To download the new C.A.L.M. Plan brochure, please click here.  For more information on the C.A.L.M. Plan and how you can use to grow your business, please contact  blair@strategicmp.net.

            The following information is what a client would read on a web-site to determine their interest level in ordering a Level 1 C.A.L.M. Memo.

             Are you tired of being the target of your local personal injury or malpractice (plaintiff’s) attorney?  

            Do you worry that tomorrow might bring a lawsuit that can wipe out your wealth and destroy your family’s financial future?


            Do you feel helpless due your lack of knowledge and a lack of coordination among the advisors whose advice you are relying on to protect your financial future? 


            Do you really believe your current attorney, CPA/accountant, financial planner and other advisors have put in place for you a proper asset protection plan (chances are you have NO asset protection plan).


            If you are someone with more than a $250,000 net worth, you need asset protection.


            Physicians and other “professionals”


            If you are a physician or other professional, are you practicing without malpractice insurance (“bare”) or thinking of going without malpractice insurance due to the high cost?


            If you have professional liability insurance, are your policy limits adequate to protect your personal assets? (In other words, do you have a $1M policy limit and face the risk of a $3M+ jury verdict?)  


            Are you ready to take control of your financial future? If so, you are ready for a C.A.L.M. Asset Protection Legal Plan.  


            What is C.A.L.M.?


            C.A.L.M. is a “comprehensive” approach to protecting a client’s business and personal assets from creditors while reducing the cost of professional liability (malpractice) and other negligence claims.   C.A.L.M. has five levels which can be utilized to help you protect your assets from creditors.


            C.A.L.M., through unique technology, coordinates a client’s defense attorney, asset protection attorney, healthcare attorney, conflict management attorney and other attorneys, accountants and advisors and helps them work together, better, to resolve claims as quickly as possible and at the lowest possible cost.


             C.A.L.M. provides access to attorneys, accountants and financial planners who are Certified Wealth Preservation Planners (CWPP™) and C.A.L.M. certified in their state and uniquely qualified to help physicians and other licensed professionals protect themselves from paying too much in taxes. 


            What does C.A.L.M. cost?


            Initial services cost for “Level 1” is $750.  What services are provided?


            i) Evaluation of a client’s asset-protection plan and estate plan. 


            ii) Multi-page memo created by Roccy DeFrancesco, JD, CWPP™, CAPP™, MMB™, outlining the flaws of the client's current asset-protection and estate plan and making specific recommendations for how to fix them (in essence, how to protect and grow a client’s wealth). 


            iii) Educational information through:

                        -articles, voice-over PowerPoint presentations, webinars, and e-newsletters


            iv) An annual review of each client’s asset-protection plan.


            Are there any other benefits to C.A.L.M.?


            There are too many benefits to list, but here are a few:


            -Discounted Legal Fees—The beauty of the C.A.L.M. Plan is that the client who buys this service can receive legal discounts that will pay for the first year's fee.             


            -99% of the clients with wealth who are reading this are NOT asset protected.  If you don’t have a domestic asset-protection plan, you will need, at a minimum, a Family Limited Partnership (FLP) created in a secure jurisdiction (Level 2 Protection).   The typical cost for a properly set up FLP is $3,000-$5,000.   Through C.A.L.M., clients can purchase an FLP from a pre-qualified attorney for $2,500 (a savings of $500 over the typical price).  In order to purchase Level 2, you must first purchase Level 1.


            Do you need an FLP for asset protection?  Yes, if you own:


            -A brokerage and/or bank account of more than $20,000

            -A rental property

            -A boat, plane, waverunner, snowmobile

            -A vacation condo


            -80% or more of the clients who read this material will not have an “income” tax reduction plan or a comprehensive financial and/or estate plan.   A typical comprehensive estate and financial plan review costs approximately $10,000 when put together by “certified” advisors.  Through C.A.L.M., clients can receive a comprehensive review for $7,500 (Level 3 Protection which normally costs $10,000-$12,500).  To read more about Level 3 Protection, please go to 2nd tier:  CALM Level 3 Protection.


            -10% of the clients who read this material will be candidates for more complex planning (sometimes offshore planning) which typically costs $20,000 or more to set up (Level 4 Protection).  C.A.L.M. will provide to those clients a 20% discount on those services. 


            C.A.L.M. Level 5 is designed for clients who have a net worth of $15,000,000 or more.  Such clients not only need asset-protection planning but also need "advanced" estate planning.  Most clients, even those with $50,000,000 or more, do not really know who the "best" attorneys are in the country when it comes to advanced estate planning.  Through the C.A.L.M. Plan, clients can know that their estate plan will be completed by a qualified attorney and overseen by a team of attorneys who are thought of as some of the brightest minds in the country. 

            Now is the time for you to take control of your life back from plaintiffs' attorneys and creditors.  Now is the time for you to stop getting stressed out.  Now is the time for you to get "C.A.L.M."